The Splintering of America's Health System Is Underway

Obamacare's problems are creating two tiers of insurance exchanges, a scenario no one ever wanted to see.

WASHINGTON, DC - OCTOBER 30: Health and Human Services Secretary Kathleen Sebelius testifies before the House Energy and Commerce Committee about the troubled launch of the Healthcare.gov website October 30, 2013 in Washington, DC. The federal healthcare insurance exchange site has been plagued by problems since its launch on October 1. 
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