House Financial Services Committee Chairman Jeb Hensarling (R-TX) listens to testimony by Federal Reserve Board Chair Janet Yellen, as she makes remarks before the panel on "Monetary Policy and the State of the Economy", on Capitol Hill, February 11, 2014, in Washington, DC. Yellen, the first female chair of the Federal Reserve Board, is making her first appearance before Congress since being named to replace former Fed Chairman Ben Bernanke.