The Obama administration is extending by one month a special insurance program for patients with preexisting conditions.
The Preexisting Condition Insurance Program was established after the Affordable Care Act passed in 2010 to give patients with such conditions who could otherwise not qualify for insurance the opportunity to have coverage before the start of the health insurance marketplaces in 2014.
Consumers who purchase plans on the health insurance exchanges by March 15 will have coverage beginning April 1. People who purchase plans between March 16 and March 31 — the end of the open enrollment period — won’t have coverage until May 1.
PCIP plans were set to expire March 31, leaving the potential for a gap in coverage during the month of April. But the administration announced Friday that PCIP consumers could buy a one-month extension so that there would be no coverage gaps. PCIP consumers have until April 15 to select a new plan on the exchange.