Skip Navigation

Close and don't show again.

Your browser is out of date.

You may not get the full experience here on National Journal.

Please upgrade your browser to any of the following supported browsers:

Obama Admin Fills in Health Law Details Obama Admin Fills in Health Law Details

This ad will end in seconds
 
Close X

Not a member? Learn More »

Forget Your Password?

Don't have an account? Register »

Reveal Navigation
 

 

Health Care / Health Care

Obama Admin Fills in Health Law Details

An illustration of health forms under a stethoscope and a pen. Health care, doctor, hospital patient,(iStockphoto)

photo of Margot Sanger-Katz
November 20, 2012

The Obama administration filled in key details on how the health reform law will regulate insurance plans by issuing two long-awaited regulations on Tuesday.

*The new rules issued by the Health and Human Services Administration spell out how a centerpiece of the law—its requirement that insurers cover even sick or old applicants—will work. They also sketch out what minimum package of benefits must be included in health plans sold on state exchanges. Both rules will have a big impact on the insurance industry and will influence the cost of insurance. The rules are in draft form, which means there will be time for public comment and revisions before they are finalized.

*A rule on health insurance market reforms spells out how the health law's "guaranteed issue" and "community rating" requirements will work in practice. Those rules ban insurer discrimination against customers with pre-existing health problems and limit how much insurers can vary premium prices on the basis of age, tobacco use, family size and geography.

 

*Another rule underscores the law's requirement that all insurance products sold in state individual and small-group markets include a list of "essential health benefits." Through earlier guidance, HHS  has delegated some of that authority to states, which can customize their packages within certain parameters. But states have been eagerly awaiting more formal guidance so they can pick their plans and proceed with planning for implementation.

*A third rule gives guidance for employers that offer their workers wellness programs. The rule is designed to allow employers to offer some financial incentives for workers to stay healthy without discriminating against sick employees.

LIKE THIS STORY? Sign up for Health Care Edge

Get your daily dose of National Journal's health care coverage.

Sign up form for Health Care Edge
Job Board
Search Jobs
Transportation Planner
American Society of Civil Engineers | Salinas, CA
Biomedical Service Internship Position
American Society of Civil Engineers | Flint, MI
Fire Sprinkler Inspector
American Society of Civil Engineers | Charlotte, NC
Deputy Director of Transit Operations
American Society of Civil Engineers | San Jose, CA
Structural Engineer
American Society of Civil Engineers | New Haven, CT
Assessment and Remediation Team Lead
American Society of Civil Engineers | Regina, SK
Professional Development Program Engineer
American Society of Civil Engineers | Farmington Hills, MI
Assistant Professor - Water Resources/Ecological Engineering
American Society of Civil Engineers | Auburn, AL
Quality Systems Manager
American Society of Civil Engineers | Greensboro, NC
Rail Field Construction Inspector
American Society of Civil Engineers | Jacksonville, FL
Manager, Quality Assurance
American Society of Civil Engineers | Memphis, TN
Sr. Controls Systems Engineer
American Society of Civil Engineers | Grand Island, NE
Quality Engineer
American Society of Civil Engineers | Attica, IN
Civil Engineering
American Society of Civil Engineers | Steamboat Springs, CO
Commissioning Intern
American Society of Civil Engineers | Chicago, IL
 
Comments
comments powered by Disqus