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Homepage / HEALTH CARE

Employer-Provided Health Insurance Costs

photo of Ryan Morris
July 14, 2011

Most Americans who get health insurance through their employers just take coverage for themselves, according to new government data published on Thursday.

Just over 51 percent of workers enrolled only themselves in employer-sponsored health insurance plans, the Agency for Health Research and Quality found. Average premiums were $4,940 for one person; $9,664 for employee plus-one coverage; and $13,871 for family coverage.

Employers cover 65 percent of all Americans, and what they spend doing has so risen quite a bit, as this chart indicates:

 

U.S. average single premium per enrolled employee at private-sector establishments that offer health insurance, 1996-2010

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*No data collected in 2007

There is also considerable variation from one state to another:

Average total single premium per enrolled employee at private-sector establishments that offer health insurance, by state in 2010

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SOURCE: Department of Health and Human Services

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